![]() Several other no-annual-fee credit cards do not charge these fees, which can quickly add up if you travel internationally. Charges foreign transaction fees: The Chase Freedom Flex credit card charges a 3% foreign transaction fee. ![]() There is a $50 deductible per claim and a two-claim limit per 12-month period. Cell phone insurance protection: You’re insured for up to $800 per claim and $1,000 per year against covered theft or damage to phones listed on your monthly cell phone bill when you pay that bill with the card.Those include illness, severe weather, and more. To qualify, you must pay for your trip with the card, and your trip must be canceled or cut short for a covered reason. Trip cancellation and interruption insurance: This benefit provides reimbursement of up to $1,500 per person and $6,000 per trip for prepaid, non-refundable passenger fares.Compared with other no-annual-fee cards, this is very generous. You can earn $200 cash back after spending $500 in the first three months. ![]()
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